Check eligibility
Four quick questions and a soft check. Your credit score stays exactly where it is, and nothing you type is saved.
Soft check only
No sign-up
Free
What do you need?
Pick a loan and roughly how much.
How it works
Three steps, no surprises.
You see your numbers first. A lender only runs a full credit check once you choose an offer and apply.
01
3 minutes
Answer four questions
What you need, what you earn, your credit and your debts. Most people finish in about three minutes.
02
Right away
See your likely rate
You get a rate range, an estimated payment and how much of your income it would take.
03
1 business day
Get matched
Apply online, or have an advisor compare offers from 40+ lenders for you and walk you through each one.
What lenders look at
The four numbers behind every yes.
Lenders weigh the same four things. Here is what good looks like, and what you can do this month to improve each one.
01
Credit score
02
Debt-to-income
03
Steady income
04
Down payment
Talk to a person
Rather talk it through?
Leave your number and an advisor calls you within one business day. They check your eligibility with you and compare offers from 40+ lenders.
Free, with no obligation to apply
A licensed advisor, not a call center
No full credit check until you choose an offer
Advisors available Mon to Fri, 8am to 7pm ET
Request a call
We only use your details to call you about your loan. We never sell them.
FAQ
Questions about qualifying.
Plain answers about credit, income and what happens after you apply.