Apply
Tell us about you and the loan you need. An advisor reviews it within one business day, before any lender sees it.
Free to apply
No hard credit check yet
One advisor, start to finish
What happens next
From form to keys, step by step.
No lender sees your details until you choose an offer. Here is what to expect after you press send.
1
Day 1
An advisor calls you
They check your details, answer questions and confirm what you need.
2
Day 2 to 3
Offers from 40+ lenders
We compare rates, fees and terms, and bring you the three best offers.
3
Your call
You choose
Pick the offer you like. Only then does that lender run a full credit check.
4
Day 18 to 21
Close and fund
Personal and car loans fund in 1 to 2 days. Home loans close in about three weeks.
Save time later
Documents to have ready.
You do not need them to apply. Having them close by makes the advisor call shorter and gets offers to you faster.
Identification
Photo ID, a driver license or passport
Pay stubs
From the last 30 days
Tax returns or W-2s
From the last two years
Bank statements
From the last two months
Current loans
Statements for any loans you will pay off
For home loans
The purchase contract, once you have one